You can claim for free, without using a CMC first to your finance provider or to the FOS/FSCS. Fair is a trading style of Reclaims 4 U Ltd. Reclaims 4 U Ltd is authorised and regulated by the Financial Conduct Authority with reference number FRN 830181. Reclaims 4 U Ltd is a Claims Management Company (CMC). Registered in England and Wales, Company number 6651869. Registered with the Information Commissioner's Office: registration number Z1480043. Registered Address: Unit 1.02b, Boatshed, Office Village, 12 Exchange Quay, Salford, M5 3EQ. VAT Number: 989401772